Marmot Chelsea Down Coat - Women's - $265.97

If anything, city girls need more protection from wintery weather than their country cousins, since they're so often expected to be running around in fashionable skirts and flimsy fabrics. The Marmot Women's Chelea Coat gives them an unbeatable combination of high-loft warmth, extra coverage, and a waterproof breathable shell, along with city-smart sleek lines and fashion details like a removable faux fur ruff on the hood and attached half-belt. - $265.97