Immersion Research Polar Skin Thermal Top - Long-Sleeve - Men's - $75.95

You're bound to run into chilly weather if you like to paddle into the fall or if you live in a year-round cool-weather area. The Immersion Research Men's Polar Skin Thermal Top uses soft fleece and Polartec material to insulate your arms and core from the cold so you can paddle through particularly bitter conditions. One of the best parts of this long-sleeve top is its non-bulky constructiona characteristic that allows you to easily layer the Polar Skin beneath a waterproof shell jacket or paddling jacket. - $75.95